Why SMSF Property Loans Are Gaining Popularity Among Younger Investors
As more young professionals and entrepreneurs seek greater control over their retirement savings, SMSF property loans (i.e. borrowing through a Self-Managed Super Fund) are emerging as a compelling strategy. Traditionally associated with older, wealthier retirees, SMSF finance is now being embraced by younger investors for several key reasons. Desire for Control & Direct Ownership One of the biggest draws of SMSF Finance is the ability to take control. Instead of relying on large super funds to select investments on your behalf, younger trustees can actively choose asset classes, select the properties, and structure their SMSF Loans to suit their goals. The transparency and hands-on nature of SMSF investing resonates strongly with a generation accustomed to self-directed, data-driven decision making. Leverage + Super Concessional Tax Structure Using SMSF Loans allows a fund to borrow via a Limited Recourse Borrowing Arrangement (LRBA) structure to acquire property. Beca...